After having my email account hacked the hacker was able to gain access to Paypal and everything else including my site, luckily i manged to get access restored to my webhosting before he could delete my actual site, he already deleted the forums and posted a ransom note. All my passwords are now completely random and not guessable which is a bit of a pain because i have to check my encrypted password file before logging into sites but its the only way to prevent this along with decent anti-virus and firewall.