I would think not much, but that doesn’t mean programs won’t blow this all out of proportion and use it as an excuse to slow pay affiliates while they are making interest on our money. I agree that there might me a slight, and I stress slight increase in chargebacks. But I highly doubt players are sitting around thinking to themselves, well gambling is now illegal so I might as well chargeback all my recent deposits. And I would aslo think that most deposits are done via neteller, moneybookers ect… not credit cards. So they want to hold all this money, for the few depositors that use credit cards. What would seem fair is that they hold back a nominal amount, relative to those players who deposited via credit card or echeck. But not on all your players whom most of them probably deposited via neteller. That is garbage unless my thinking is wrong and neteller, moneybookers recieves a comparable amount of chargebacks as credit cards.