Hi Garth!
With two years’ interest, I think you’re going to have to reserve the entire liquor stock of the hotel or bar where we are going to catch up 
That statement from Proc Cyber is damning… LOL… “more from” as opposed to “instead from” 
I wish they would be a bit more accurate in their requirements.
Anyhow, at least that’s been solved. You may, in the future, want to ask new affiliate signups for these documents before approving them, as I think that is the real intent here.
But also, you might want to point out to Proc Cyber that affiliates are NOT customers and thus not bound by any FATF or KYC requirement, especially since transactions are one way (ie. you pay us, we don’t pay you). If anything, affiliates should be requiring FATF and KYC documents from the aff programs! :rollover: