I would seriously consider this if it was available, and if I needed the insurance.
Right now I get insurance through my fiancee, but if she leaves her job, we would need to find something else. We’ve talked about this many times….
I would not be willing to undergo a physical or anything, though. I would like to just sign up and be 100% covered.
How the plan would handle preexisting medical conditions? Would preexisting conditions be excluded from coverage? For example, if someone has heart issues, or diabetes, or cancer — how is that handled? Would the plan basically say, “sorry, your current heart medication / chemotherapy / whatever isn’t covered — pay for that out of your own pocket,” or would preexisting conditions be covered by the plan?