What a bunch of nonsense.
If you are retired, wtf are you doing here?
And your sales methods leave a lot to be desired – people here are well familiar with affiliate programs. A program that waltzes in without answering direct questions and simply refers to a website to read is not legit to start with.
If all you can give as answers are sales platitudes, you are at the wrong address here.
Pyramid schemes don’t work for the majority of people, someone has to pay the piper.