I was wondering if the new process coming with transactions having to be coded for US based citizens has something to do with it. This is from my bank.
The National Automated Clearing House Association (NACHA), the association that oversees the electronic funds transfer system known as the ACH Network, is implementing a new rule on September 18, 2009, that may affect customers who send or receive electronic transactions.
The rule change, made at the request of the Office of Foreign Assets Control (OFAC), requires additional information on certain ACH transactions that will enable banks to identify and screen a payment transaction involving a financial agency’s office located outside the United States.
As a result of the request, NACHA has created a new transaction code called IAT, which stands for International ACH Transaction. An IAT is an ACH entry that is part of a payment transaction involving a financial agency’s office that is not located in the territorial jurisdiction of the United States (all 50 states, U.S. territories, U.S. military bases and U.S. embassies).