I’d personally lose the stock photo man from the header. He looks like he’s going to going to steal con me out of my money.
Make the font a little bigger and add a little extra space between the lines (css line-height: 1.5em). I’d also suggest losing the red from the link colours. Probably would look smarter with a light blue and a have the links underlined.
And unless I’m missing something, there is no way to get back to the front page after you’ve clicked away from it?