The bailout hasn’t started, that’s one big problem, they haven’t set up organization to buy up crap from banks, but hope to start in december of january. The rest of the world has jumped onto this bailout the UK, Benelux, Italy, etc. have bailed out their markets. The reason the announcement of the bailout hasn’t helped, is that people are too scared to risk their money on corporate debt, so everyone is paying (giving up interest) to get into US government paper. So despite all the debt the US gov. has taken on, people still rather have their debt than a private corporation.