I have seen this coming for a long time. Sadly people have become more materialistic and greedy over the years. People trying to out do each other by building bigger homes than they need or could afford. What happen to common sense? People in this country use to build homes that they could pay off before retirement. Credit cards and equity loans have destroyed the future for many families and now everyone is waking up to this credit hangover. Governments and people must live within their means. Now everyone is going to pay the price for this greed and the lies. I hope for all that whatever deal is worked out this weekend pays off. Still there has to be change in peoples hearts and regulations put in place to prevent this happing in the future.