Democrats caused the issue with the lending restriction being lifted to allow anone to buy a house weather they could afford it or not, then republicans and democrats both want to look good by giving the people in over thier heads a chance in the election year. Then the republicans prob wrap it up with the credit check invasion. This is a true testiment to both sides comming together to screw over the citizens once again. Who said they dont get along? when it comes down to it they play on the same team to rape the people that put them there.