No, there is no ATM card with EcoCard.
It usually takes 5-7 days for the money to hit my bank account. When you initiate a withdrawal, it shows up as “suspended” for a few days. After that, it will say that the transaction has been “completed.” This is slightly misleading, because actually the money is sitting at Danske Bank, not in your personal account. A day or two later, Danske Bank wires the money to your personal account.
Hope that helps. 