Here’s my email reponse from Ecocard regarding my inquiries.
Dear Client,
Thank you for contacting us.
Please be advised that we need your bank details only in case you wish to withdraw the funds from Ecocard to your bank account!
SWIFT code – It is the unique identification code of a particular Bank.
These codes are used when transferring money between banks, particularly international transfers.
The code is 8 or 11 characters. In case you don’t know your Swift code, please enter ABA/routing number in the Swift code field.
Beneficiary bank is the bank who receives money from a sender.
You may fund your EcoCard Account through 1) Bank Wire Transfer, 2) Western Union, 3) Moneygram
Please note that we DO NOT debit your bank account directly, you must instruct your bank yourself to do this transfer. In case you can communicate with your bank via online banking, we recommend initiating the transfer directly online to speed up the payment process. As a rule interbank transfers take around 2-4 business days.
You can transfer money from the bank where you have an account to any bank from our list (the full list of banks is available under MyEco>”Money Deposits” section). Please click on any bank name from the list – the complete details for depositing will be displayed.
Once you send your transfer, please fill in our Deposit Confirmation Form. You will find our Deposit Confirmation Form under MyEco Section (please log into your EcoCard Account), then select Money Deposits section from the left-hand menu.
You may as well send deposits thru MoneyGram or Western Union.
In order to make WU or MG deposit please follow the instructions:
1. Request the current receiver details (Name and Location). In order to do so please login http://www.ecocard.com > select Money deposits from left hand menu > choose Western Union or Moneygram as Deposit option > press Show Receiver Details button below and follow the instructions.
2. Visit the closest bank branch and ask for a Send Form. Insert the receiver’s details as provided by us. Present the filled-in Send Form, your identity document and the sum of the transfer to the cashier.
3. The Transfer Reference Number you receive in return from the cashier has to be communicated to us via Deposit Confirmation Form.
4. As soon as there is a confirmation that the funds have been picked up, your EcoCard Account will be credited.
For Western Union: Please note the currency for pick up should be USD, cause sometimes operator by default states it as Peso.
Please feel free to contact us should you require any further assistance.
Best regards,
xxxxxx
EcoCard Support Team