To my knowledge you have to have a bank there, which I used my prepaid debit card bank and ach for that. I have yet to make a withdrawal, so not sure how well it works….. they also have a bank listed, Fortis, I called, it’s in The Netherlands, and you can open an account and access it online and receive a global atm card for it. I have not opened that account yet…..somewhere in another thread I asked if anyone knew anything about them. I’m leary giving private info to total strangers…..even if they are listed in Ecocard.