That’s strange.
Unless some special exemption has been made for me, I can’t see why money transfered peer-to-peer can’t be withdrawn – first of all, the max amount is $5K anyhow, and second of all it only makes sense that on occasion we need to move funds around a bit. Thirdly, Neteller makes money on peer-to-peer transactions, transfers to debit card, and withdrawal fees, and currency conversion fees.
I have never experienced this problem for any amount, though it is possible that because enough funds move in and out of my account, that I have never exceeded what might have been sent to me by a merchant.
However, I am still pissed – it costs me $20 in fees to make a single withdrawal!
I would suggest the easiest way – if you are verified – is to move your money back to your bank account, which is free, and then you also save a ton in transaction fees.