Hi Ryan,
I like earnunited but in this case i have to let this link talk for it self. Cause I was fairly sure about no negative carry overs, I never knew that you carry over negative balances.
http://web.archive.org/web/20040703011903/http://www.earnunited.com/
That is earnunited.com on July 3 2004.
A missleading statement on the index page? or was it actually “no negative carry over”
Just wondering