Well I have been doing the Neteller withdrawals for over a year and never been contacted; just going through one of those moments I guess. On top of the Neteller withdrawals I also have other accounts set up for direct deposit. IF my bank ever locked my account you would see me on all the news networks 
I dont think I would want that much money sitting on Neteller, even with the paranoia I feel safer with those funds in a bank account.