I don’t agree that dishonesty/thievery is human nature because both are known to be morally wrong. I would agree however that for some it has become a natural progression, based on greed, convenience, and evolution of the machine.
I am not going to name any names, mostly because I didn’t have them on a voice recorder so its all hearsay, but I recently was sitting at a bar with no less than three affiliate managers from different programs who all talked openly about cheating & fraud!
The key to minimizing (not sure you can eliminate it 100%) the effect is to develop good relationships with your affiliate managers.
Has any casino or online gaming establishment ever actually had a legitimate audit where some suit comes in unannounced and starts going through books – I doubt it!