I just change my name..sorta.
If your name is Joeseph James Smith, use your full name for program A. For program B try Joeseph J. Smith, Program C, try Joeseph j Smith (No period and in lower case for the j). You can think of several more.
I have been doing that for about 2 years and it does work. I dont change the spelling, or order of the name, mainly the middle name. Never had a problem cashing a check.