I think we’ll find more of this as smaller players have their lines of credit cut back/off. It’s also possible that processing will get harder, for example possibly increasing hold backs to cut their risk of fraud.
Car sales have dried up, down 1/3 in sept, showroom traffic was down 40%+ and October is starting off worse. Banks are cutting lines of credit, credit card balances, so i think we should expect a slowdown. Hopefully things will start to recover in new year with a new president.