Primarily financial issues and a lack of responsiveness. There are legitimate concerns about their solvency at this point so their certification has been removed until we feel comfortable that these issues have been cleared up.
The current banking and processing challenges in the market are REALLY taking a toll on everyone. Unfortunately a new start up faces a very tough time in getting traction and making a go of it. I am sure if 400 had started a year or two earlier then this would have a been a different story.