the $10,000 reporting has been in effect for years. It was the first money laundering counter measure.
Your banker by law needs to “know their customer”, so you have to demonstrate that you are engaging in a legal activity. I told my bankers what i did for a living, so there were no surprises. I’ve even had to explain where i get my money to the “GST lady” and so far so good. BUT…the world is different the last 6 months. I also don’t solicit business in Canada.