Responding to the original subject.
This is just my thought on your situation, and of course I have way to know for sure, but this is what probably has occurred.
#1 There has not been enough time for the new law to have the effect you are describing. In fact, the law is not even enacted yet, so your problem is stemming from something other than the new law.
#2 Based on the info you stated, you apparently live in Canada, have bank accounts in the U.S., and are having money from countries, (foriegn to the U.S.), sent to a U.S. Bank, and then re-transfering that money up to Canada, also technically,…. a foreign country to the U.S..
The U.S. has tightened up due to 911, and is definately looking for stuff like that, but not as it relates to gambling, but to look for money laundering, and possible terrorist activity.
My guess is that you were flagged by Homeland Security, not Hr 4411.
That audit trail DOES looks suspicious when evaluated by the basic parameters they probably have input into their computer systems to hunt down this kind of activity.
It doesn’t appear that you are being accused of anything, just that they want to make sure you are, who you say you are, and that you aren’t setting up a funding mechanism for future terrorist activity. That may sound pretty extreme, but let there be no mistake, they ARE looking hard for this kind of audit trail.
And,…it’s easy for them to spot this type of process.
I’m guessing you set this system of payment up for exchange rates or something like that?
If you have a lot of money in those accounts, then you have to decide whether you want to send them the info.
Personally, I think they just want to scratch you off the list. Not providing the info may in fact breed more problems for you.
Providing the info will probably just get you off the list, and un-freeze your accounts since you’re obviously not a terrorist, or setting up a terrorist funding system!
No matter what you do though, I would suggest that you change the process you are using immediately, and fund straight to an account in Canada to eliminate that strange looking audit trail. JMO.