I think auditing your affiliates is a smart thing to do. I have save thousands by doing this. You will be amazed, most of the problems I encountered is the deposits. Because I have the cash check statement and the account number the affiliate has no other choice. I tend to recruit people in my local area get them set up and deposit normally around $50.00. No real problems with any CAP affiliates so far.
Some affiliates do allow you to sign up under your own tag. greeker39